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Senior Specialist Credit (m/f/d)

Adidas is an equal opportunity employer and we are committed to fostering an inclusive workplace. We welcome applications from people of all ages, genders (incl. gender identity), ethnic and social backgrounds, nationalities, sexual orientations, religions and beliefs, and those with apparent or non-apparent disabilities*. We do not tolerate harassment or discrimination toward any of our applicants or employees.
*We actively encourage individuals with disabilities to apply and will provide reasonable accommodations throughout the recruitment process.

 

Purpose & Overall Relevance for the Organization:

Credit Management (CM) manages credit risk and receivables in line with the sales strategy and the financial framework conditions. CM contributes to improving the company's profitability and liquidity and, hence, to a sustainable increase in company values. The main tasks are managing and monitoring credit risks to reduce bad debt losses and monitoring and minimizing late payments while supporting the achievement of sales and market strategy targets.

 

Key Responsibilities:

  • Credit Risk Management
  • Conduct credit assessments and financial analyses of customers
  • Monitor credit limits in line with company policy
  • Perform regular and ad-hoc credit reviews
  • Identify potential risks and recommend mitigation actions
  • Support with the external rating agency

 

  • Accounts Receivable Management
  • Ensure the accuracy of existing Customer Data  
  • Monitor outstanding receivables and ensure timely payments
  • Analyze payment bahavior and initiate escalation processes when required
  • Collaborate with collection agencies, legal partners, and external stakeholders
    • Building relationships with Customers, organizing internal and external meetings
  • Deductions / Claims Management
    • Drive actions (Sales/GBS/Finance/Accounts Operations) to reduce the claims volume
    • Manage new customer setup and data changes

 

  • Support for Market Credit Manager
    • Coordinate with GBS Credit teams on market priorities and operations, providing support and guidance in alignment with the Market Credit Manager
    • Follow up on Market requests to GBS 
    • Follow up on all requests through to conclusion
    • Support on Market and GBS meetings  
    • Supporting ad-hoc projects as key-user / representing the Market  
    • Support month-end, quarter-end, and year-end closing activities
    • Support in Forecasts / Bad Debt Calculations / Submissions 

 

Authorities:

  • Changes in CM within the terms of the current Credit Policy and/or as instructed by the Credit Lead

 

Key Relationships:

The main stakeholders/customers to be dealt with:

 

  • Internally
  • GBS Porto: Credit, Claims, Account Operations, Billing, Customer Data
  • Tax and Accounting
  • Financial Planning & Analysis
  • Local Account Operations and Sales Teams
  • Legal Department
  • Market Lead Credit Managers

 

  • Externally
    • All Accounts (Central Europe; east and west)
    • Lawyers, Collection agencies, Insolvency Administrators

 

Knowledge, Skills, and Abilities:

  • Advanced analytical and organizational skills
  • Solid knowledge of Accounts Receivable
  • Knowledge of applicable bankruptcy laws
  • Strong collaboration and communication skills
  • Customer orientation and ability to work with cross-functional teams

 

Requisite Education and Experience / Minimum Qualifications:

  • Degree in business Administration, Finance, Accounting, or related field
  • Minimum of 1-year working experience in Risk Management / Credit

Management / Finance respective area

  • Advanced Microsoft Office skills
  • SAP knowledge is a must
  • Fluency in German and English language (both written and oral)

AT ADIDAS WE HAVE A WINNING CULTURE. BUT TO WIN, PHYSICAL POWER IS NOT ENOUGH. JUST LIKE ATHLETES OUR EMPLOYEES NEED MENTAL STRENGTH IN THEIR GAME. WE FOSTER THE ATHLETE’S MINDSET THROUGH A SET OF BEHAVIORS THAT WE WANT TO ENABLE AND DEVELOP IN OUR PEOPLE AND THAT ARE AT THE CORE OF OUR UNIQUE COMPANY CULTURE: THIS IS HOW WE WIN WHILE PLAYING FAIR.

  • COURAGE: Speak up when you see an opportunity; step up when you see a need..
  • OWNERSHIP: Pick up the ball. Be proactive, take responsibility and follow-through.
  • INNOVATION: Elevate to win. Be curious, test and learn new and better ways of doing things.
  • TEAMPLAY: Win together. Work collaboratively and cultivate a shared mindset.
  • INTEGRITY: Play by the rules. Hold yourself and others accountable to our company’s standards.
  • RESPECT: Value all players. Display empathy, be inclusive and show dignity to all.


At adidas, we strongly believe that embedding diversity, equity, and inclusion (DEI) into our culture and talent processes gives our employees a sense of belonging and our brand a real competitive advantage.

– Culture Starts With People, It Starts With You –

By recruiting talent and developing our people to reflect the rich diversity of our consumers and communities, we foster a culture of inclusion that engages our employees and authentically connects our brand with our consumers.

Job Title:  Senior Specialist Credit (m/f/d)

Brand: 
Location:  Herzogenaurach
TEAM:  Finance
State:  BY
Country/Region:  DE
Contract Type:  Full time
Number:  544107
Date:  Apr 28, 2026
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